Garrard County property tax
Homeowners in Garrard County, Kentucky typically pay about 0.69% of their home's value in property tax each year — a median bill of $1,422 on a median home value of $204,900.
Typical effective rate
0.69%
higher than 61% of U.S. counties
Median tax paid
$1,422
per year
Median home value
$204,900
In KY
#54
of 120 ranked counties
At a glance
- Effective rate 0.69% — 26% lower than the U.S. median of 0.94%, and 8% lower than the Kentucky median of 0.75%.
- With vs. without a mortgage — median tax $1,566 for mortgaged homes, $1,219 for homes owned outright.
- State ranking — 54th highest effective rate of 120 ranked Kentucky counties; nationally it sits around the 39th percentile.
Estimate a bill for Garrard County
Apply this county's typical effective rate (0.69%) to a home value of your choice.
Frequently asked questions
What is the property tax rate in Garrard County, KY?
The typical effective property-tax rate in Garrard County is 0.69% of a home's value per year, based on median taxes paid ($1,422) divided by the median home value ($204,900) in the Census ACS 2020–2024 5-year estimates. This is a typical burden for comparison, not a statutory mill rate.
How much is property tax on a typical home in Garrard County?
The median owner-occupied home in Garrard County is valued at $204,900, and the median real estate tax paid is $1,422 per year. Homes with a mortgage have a median tax of $1,566, versus $1,219 for homes without one.
How does Garrard County compare to the rest of Kentucky?
Garrard County's effective rate is 8% lower than the Kentucky median, ranking 54th of 120 ranked counties in the state.
Compare nearby Kentucky counties
Counties ranked closest to Garrard County by in-state effective rate. Open the comparison tool or see all Kentucky counties.
| In-state | County | Effective rate | Median tax |
|---|---|---|---|
| 51 | Woodford County | 0.70% | $2,108 |
| 52 | Perry County | 0.70% | $643 |
| 53 | Clay County | 0.70% | $634 |
| 55 | Taylor County | 0.69% | $1,202 |
| 56 | Pike County | 0.69% | $772 |
| 57 | Marion County | 0.69% | $1,157 |
Official data & resources for Garrard County
- Garrard County Census profile (data.census.gov) — housing, value and tax figures for this county.
- Table B25103 for Garrard County — median real estate taxes paid (the source for the tax figures above).
- Table B25077 for Garrard County — median home value.
- Federal forms & is property tax deductible? — IRS Pub 530, Schedule A and the SALT cap, plus your state tax agency.
Finding your exact bill
Your county or municipal assessor (sometimes called the appraisal district, property appraiser, or tax collector) sets the assessed value and the exact millage that produces your bill. Search for "[county name] [state] assessor" or "property tax" on an official .gov site.
Figures on this page are Census survey medians for the whole county (2020–2024 5-year), not an assessment of any individual property. Rates, exemptions and assessment practices vary by municipality and school district within a county.