Caldwell County property tax
Homeowners in Caldwell County, Kentucky typically pay about 0.54% of their home's value in property tax each year — a median bill of $643 on a median home value of $118,500.
Typical effective rate
0.54%
higher than 79% of U.S. counties
Median tax paid
$643
per year
Median home value
$118,500
In KY
#114
of 120 ranked counties
At a glance
- Effective rate 0.54% — 42% lower than the U.S. median of 0.94%, and 28% lower than the Kentucky median of 0.75%.
- With vs. without a mortgage — median tax $898 for mortgaged homes, $452 for homes owned outright.
- State ranking — 114th highest effective rate of 120 ranked Kentucky counties; nationally it sits around the 21th percentile.
Estimate a bill for Caldwell County
Apply this county's typical effective rate (0.54%) to a home value of your choice.
Frequently asked questions
What is the property tax rate in Caldwell County, KY?
The typical effective property-tax rate in Caldwell County is 0.54% of a home's value per year, based on median taxes paid ($643) divided by the median home value ($118,500) in the Census ACS 2020–2024 5-year estimates. This is a typical burden for comparison, not a statutory mill rate.
How much is property tax on a typical home in Caldwell County?
The median owner-occupied home in Caldwell County is valued at $118,500, and the median real estate tax paid is $643 per year. Homes with a mortgage have a median tax of $898, versus $452 for homes without one.
How does Caldwell County compare to the rest of Kentucky?
Caldwell County's effective rate is 28% lower than the Kentucky median, ranking 114th of 120 ranked counties in the state.
Compare nearby Kentucky counties
Counties ranked closest to Caldwell County by in-state effective rate. Open the comparison tool or see all Kentucky counties.
| In-state | County | Effective rate | Median tax |
|---|---|---|---|
| 111 | Wolfe County | 0.55% | $414 |
| 112 | Todd County | 0.55% | $909 |
| 113 | Allen County | 0.54% | $1,046 |
| 115 | Robertson County | 0.54% | $893 |
| 116 | Cumberland County | 0.54% | $760 |
| 117 | Clinton County | 0.52% | $637 |
Official data & resources for Caldwell County
- Caldwell County Census profile (data.census.gov) — housing, value and tax figures for this county.
- Table B25103 for Caldwell County — median real estate taxes paid (the source for the tax figures above).
- Table B25077 for Caldwell County — median home value.
- Federal forms & is property tax deductible? — IRS Pub 530, Schedule A and the SALT cap, plus your state tax agency.
Finding your exact bill
Your county or municipal assessor (sometimes called the appraisal district, property appraiser, or tax collector) sets the assessed value and the exact millage that produces your bill. Search for "[county name] [state] assessor" or "property tax" on an official .gov site.
Figures on this page are Census survey medians for the whole county (2020–2024 5-year), not an assessment of any individual property. Rates, exemptions and assessment practices vary by municipality and school district within a county.