Spencer County property tax
Homeowners in Spencer County, Indiana typically pay about 0.62% of their home's value in property tax each year — a median bill of $1,147 on a median home value of $185,200.
Typical effective rate
0.62%
higher than 70% of U.S. counties
Median tax paid
$1,147
per year
Median home value
$185,200
In IN
#57
of 92 ranked counties
At a glance
- Effective rate 0.62% — 34% lower than the U.S. median of 0.94%, and 16% lower than the Indiana median of 0.74%.
- With vs. without a mortgage — median tax $1,180 for mortgaged homes, $1,087 for homes owned outright.
- State ranking — 57th highest effective rate of 92 ranked Indiana counties; nationally it sits around the 30th percentile.
Estimate a bill for Spencer County
Apply this county's typical effective rate (0.62%) to a home value of your choice.
Frequently asked questions
What is the property tax rate in Spencer County, IN?
The typical effective property-tax rate in Spencer County is 0.62% of a home's value per year, based on median taxes paid ($1,147) divided by the median home value ($185,200) in the Census ACS 2020–2024 5-year estimates. This is a typical burden for comparison, not a statutory mill rate.
How much is property tax on a typical home in Spencer County?
The median owner-occupied home in Spencer County is valued at $185,200, and the median real estate tax paid is $1,147 per year. Homes with a mortgage have a median tax of $1,180, versus $1,087 for homes without one.
How does Spencer County compare to the rest of Indiana?
Spencer County's effective rate is 16% lower than the Indiana median, ranking 57th of 92 ranked counties in the state.
Compare nearby Indiana counties
Counties ranked closest to Spencer County by in-state effective rate. Open the comparison tool or see all Indiana counties.
| In-state | County | Effective rate | Median tax |
|---|---|---|---|
| 54 | Washington County | 0.63% | $1,091 |
| 55 | Posey County | 0.62% | $1,384 |
| 56 | DeKalb County | 0.62% | $1,205 |
| 58 | Decatur County | 0.62% | $1,230 |
| 59 | Tippecanoe County | 0.62% | $1,474 |
| 60 | Starke County | 0.61% | $967 |
Official data & resources for Spencer County
- Spencer County Census profile (data.census.gov) — housing, value and tax figures for this county.
- Table B25103 for Spencer County — median real estate taxes paid (the source for the tax figures above).
- Table B25077 for Spencer County — median home value.
- Federal forms & is property tax deductible? — IRS Pub 530, Schedule A and the SALT cap, plus your state tax agency.
Finding your exact bill
Your county or municipal assessor (sometimes called the appraisal district, property appraiser, or tax collector) sets the assessed value and the exact millage that produces your bill. Search for "[county name] [state] assessor" or "property tax" on an official .gov site.
Figures on this page are Census survey medians for the whole county (2020–2024 5-year), not an assessment of any individual property. Rates, exemptions and assessment practices vary by municipality and school district within a county.